Ctrl+Alt+福利：利用人工智能和分析技术重塑福利计划实现更明智的支出 [THR3796].pdf

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1、Confidential and Proprietary Do not distribute without permission 1October 2025Ctrl+Alt+Benefits:Reboot Your Benefits for Smarter Spend with AI and AnalyticsConfidential and Proprietary Do not distribute without permission 2Carol NutterClaritevChief People OfficerDoug GarisClaritevChief Financial Of

2、ficerTodays SpeakersConfidential and Proprietary Do not distribute without permission 3For over 45 years,delivering affordability,efficiency,and fairness to U.S.healthcareOur Mission and Impact1.4MProviders Under Contract26MHealth PlanMembers Served100K+Employers/Plan Sponsors Served 500B+Price Tran

3、sparency Records Enriched MonthlyAchievement in Data and AnalyticsCategory of the 2024 Globee Awards for American Business$800+million invested in technology Award winning data science capabilities5.5 billion claims processed annually for analysis with 15+petabytes of claims data60M+consumers with a

4、ccess to our services through their health plans700+insurance carriers,plan administrators,other payors and provider clientsConfidential and Proprietary Do not distribute without permission 3At-a-GlanceConfidential and Proprietary Do not distribute without permission 4The cost of care is rising.So i

5、s the cost of doing nothing.6.5%Total health benefit cost per employee is expected to rise 6.5%on average in 202619%Employers estimated that plan cost would increase by nearly 9%on average,if no action is taken to lower cost12 Survey:Employers expect third year of high health cost growth in 2025 1 E

6、mployers prepare for the highest health benefit cost increase in 15 years“Employers prepare for the highest health benefit cost increase in 15 years.”1Healthcare is the second largest expense on the P&L after payroll costs.“Balancing these competing priorities will be a challenge Companies are still