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1、41.FOREWORDTerence Chiu Commissioner,Hong Kong Export Credit Insurance Corporation Assessing and managing risks is becoming more crucial for Hong Kong exporters amid increasing geopolitical complexity and volatility in global trade.This inaugural HKECIC D&B Export Credit Risk Index report delves int

2、o the key markets and product categories for Hong Kong exporters.This comprehensive risk index is compiled from a bundle of economic,insolvency,and payment data and aims at providing insights and support to Hong Kong exporters in strengthening their risk management.HKECIC has always been committed t

3、o supporting Hong Kong exporters in exploring new overseas markets,lowering trading risk,and reducing operating costs.The launch of HKECIC D&B Export Credit Risk Index is a good demonstration of HKECICs continuous effort in encouraging and supporting export trade.In an uncertain year for Hong Kong e

4、xporters,our business community has shown remarkable resilience.This report,tailored for Hong Kong exporters,provides nuanced insights into the post-epidemic landscapes of 5 key global markets and offers clarity in navigating complex global dynamics.Dun&Bradstreet(D&B)remains unwavering in our commi

5、tment to support the Hong Kong economy,particularly SMEs.Beyond delivering data-driven solutions,we stand as a reliable partner,assisting businesses in navigating uncertainties,fostering resilience,and making smarter decisions.Andrew WuGeneral Manager,Dun&Bradstreet China1?（?）?Credit Environment:Ris

6、ks and Opportunities Business insolvencies rose 38%in the 12-month period to the end of July compared with the same period in 2022-construction,retail trade and accommodation,and food services recorded the largest increases.Inflation and increased debt servicing costs eroded consumers purchasing pow