凯捷：2026年世界人寿保险报告：从传统寿险到生活保障型保险的范式演进（英文版）（44页）.pdf

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1、From life insurance toinsurance for living World Report Series 2026World Life InsuranceRethinking relevance for the under 40sWorld Life Insurance Report 2026Copyright 2025 Capgemini.All rights reservedCapgemini Research Institute 2025Table of contents03Foreword04Executive strategic conversations16Cr

2、afting a strategic framework to drive growth in the under-40 segment06Executive summary26Transforming vision into reality:A bold new future starts here36Partner with Capgemini35Methodology34Conclusion08Navigating the challenges of long-term demographic and economic shifts2World Life Insurance Report

3、 2026Copyright 2025 Capgemini.All rights reservedCapgemini Research Institute 2025Life insurers are faced with macroeconomic uncertainty,slow growth,and intensifying competition,and transformation isnt just an option its a strategic necessity.The question isnt simply how to provide stronger protecti

4、on in more efficient ways,but how to become a meaningful,value-adding partner throughout peoples lives.New demographics and evolving lifestyles require a richer value proposition one that provides value that is immediately accessible,rather than benefits that only pay out after decades.The time has

5、come to evolve from life insurance to insurance for living.Senior industry executives recognize the need for transformation.Many have been thinking about these issues and opportunities for years.But the urgency has never been higher,as the Capgemini World Life Insurance Report 2026 confirms.Develope

6、d in partnership with LIMRA and Future4care,and leveraging their deep industry expertise,this years report highlights how demographic shifts have made engagement with younger consumers an imperative for life insurers.The inputs from our executive strategic conversations made it clear that the compet