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联邦作物保险计划 (FCIP) 的投资组合规模、增长和渗透率.pdf

上传人: sec****ies 编号:734731 2025-07-26 19页 1.97MB

1、1The Federal Crop Insurance Program Portfolio,Size,Growth,and Market PenetrationFrancis Tsiboe,Research Agricultural Economist,USDA Economic Research ServiceAcknowledgmentsThe findings and conclusions in this presentation are those of the authors and should not be construed to represent any official

2、 USDA or U.S.Government determination or policy.2What we do at the Agricultural Policy and Models Branch in MTED,ERSBaselineDomesticInternationalStochasticsMSRPolicyDomestic(Title I and XI)International(OECD and WTO)TradeGTAPGravity models3Recent ERS reports related to Federal risk management progra

3、ms4Outline for Todays Presentation Federal Programs for Agricultural Risk Management Federal Crop Insurance Program(FCIP)National Book of Business Liability and acreage by commodity type Market penetration 5Federal Programs for Agricultural Risk Management Risk that is specific to a farmFederal Crop

4、 Insurance Program(FCIP)Noninsured Crop Disaster Assistance Program(NAP)Risk that affects most farms in a region(e.g.,county)or nationallyPrice Loss Coverage(PLC)Agriculture Risk Coverage(ARC)Standing disaster assistance Unforeseen riskAd-Hoc assistance 6Federal Crop Insurance Summary of Business fo

5、r 2021 through 20242021 crop year to date2022 crop year to date2023 crop year to date2024 crop year to datePolicies with Premium million1.171.201.251.24Units with Premium million2.672.772.942.95Net Acres Insured million444.50493.70539.35543.66Endorsed Acres million28.9840.7446.5247.30Liability billi

6、on$150.93194.65208.05192.28Total Premium billion$14.2919.2319.1917.30Subsidy billion$8.8511.9711.7510.42Indemnity billion$9.7619.9618.8612.97Loss Ratio0.681.040.980.75Note:All lines include policy totals for Additional Business,Catastrophic Business,and Livestock Business combined except the Net Acr

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本文主要分析了美国联邦作物保险计划(FCIP)的规模、增长和市场渗透情况。以下是关键点: 1. **保险计划概览**:涵盖了FCIP、非保险作物灾害援助计划(NAP)、价格损失覆盖(PLC)、农业风险覆盖(ARC)等风险管理模式。 2. **业务数据**:2021至2024年期间,保险政策数量、投保单位、保险面积和责任总额呈现增长趋势。例如,2024年至今,保险责任达1922.8亿美元。 3. **市场渗透**:1975年至2022年,FCIP的市场渗透从2%增长至33%,反映了其广泛采用。 4. **作物类型**:玉米、大豆、棉花和小麦是传统的主要保险作物,但特色作物和整个农场保险的覆盖面积增长显著。 5. **计划类型**:个人收入计划最受欢迎,牧场、草原和牧草(PRF)计划以及补充保险计划的采纳率也在上升。 6. **历史发展**:从早期发展阶段到稳定和持续改进阶段,FCIP通过提高保费补贴、引入收入保险产品和现代化保费定价等措施,逐步提高了市场渗透率。 以上信息基于美国农业部经济研究服务处2025年2月17日的数据。
"农业风险如何管理?" "作物保险增长背后的故事?" "农场全面保险趋势如何?"
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