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1、 2024 Digital Banking Report.All rights reserved.PAGE 1STATE OF DIGITAL LENDINGState of Digital LendingAugust 2024 2024 Digital Banking Report.All rights reserved.PAGE 2STATE OF DIGITAL LENDINGCopyright 2024:Banking Transformed White Paper(ISSN 2375-3455)is published by DBR Media LLC,5500 Hollythorn

2、 Drive Brecksville,OH 44141,USA.Phone:+1(216)218-4257 Issue 307Publisher:Jim Marous,Creative Director:Carol Ann RyanWARNING:Federal copyright law prohibits copying or distributing this report in part or in its entirety.(2024)Jim MarousCo-Publisher,The Financial Brand Host,Banking Transformed Podcast

3、 Owner,Digital Banking ReportThe future of the lending industry is undergoing a major transformation.New technologies like AI are enabling lenders and financial institutions to automate processes,reduce costs,improve customer experiences,and manage risks more effectively.2024 Digital Banking Report.

4、All rights reserved.PAGE 3STATE OF DIGITAL LENDINGThe landscape of lending is undergoing a profound transfor-mation,where leaders in the financial services industry find themselves at a critical juncture.The rapid evolution of digital lending has not only reshaped customer expectations but has also

5、presented us with unprecedented opportunities for growth,efficiency,and innovation.As we navigate this shifting terrain,it is imperative that we approach the future with a strategic mindset,embracing digital lending as a catalyst for building resilience,and a future-ready financial institution.The e

6、vidence of this digital shift is undeniable.Industry sur-veys reveal that nearly three-quarters of lending institutions have already embraced digital channels to serve their clients,with a significant majority implementing digital loan origi-nation for personal loans and electronically preparing loa