花旗集团 Citigroup Inc. (C) 2007年年度报告「NYSE」.pdf

1、AnnuAl RepoRt 2007financial highlightscitigroup net incomesegment and product View(in millions of dollars)RevenuesNet Income20072006%Change20072006%Changeglobal consumerU.S.Cards$13,418$13,508(1%)$2,873$3,890(26%)U.S.Retail Distribution10,2099,5847%1,3432,027(34%)U.S.Consumer Lending6,4595,51917%(62

2、6)1,912NMU.S.Commercial Business1,6491,983(17%)518561(8%)total u.s.consumer$31,735$30,5944%$4,108$8,390(51%)International Cards9,2285,95955%2,0131,13777%International Consumer Finance3,1823,318(4%)(508)40NMInternational Retail Banking12,87810,51822%2,6882,840(5%)total international consumer$25,288$1

3、9,79528%$4,193$4,0174%Other(39)(90)57%(433)(351)(23%)total global consumer$56,984$50,29913%$7,868$12,056(35%)markets&bankingSecurities and Banking2,68421,218(87%)(7,604)5,763NMTransaction Services7,8405,97131%2,2151,42655%Other(2)(2)0%136(62)NMtotal markets&banking$10,522$27,187(61%)($5,253)$7,127nm

4、global wealth managementSmith Barney10,5298,16029%1,3511,00534%Private Bank2,4572,01722%62343942%total global wealth management$12,986$10,17728%$1,974$1,44437%alternatiVe inVestments$2,103$2,901(28%)$672$1,276(47)%corporate/other ($897)($949)5%($1,644)($654)nmincome(loss)from continuing operations$3

5、,617$21,249(83%)discontinued operations-289-total citi$81,698$89,615(9%)$3,617$21,538(83%)diluted earnings per share from continuing operations$0.72$4.25(83%)international results$43,980$38,21115%$7,035$9,169(23%)NMNot MeaningfulreViewing our businessesWith our capital base strengthened,we have been

6、 conducting an objective review of every one of our businesses to ensure that the company is well positioned in light of new global trends.I am keenly aware of the need to distinguish between our strong operating assets and those that are lower-returning.Our lower-returning assets need to be astutel