MSIG 从保险人的角度来看网络保险.pdf

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1、Andrew Taylor Senior Vice President,MSIG Asia Pte LtdSingaporeCyber Insurance an Underwriters PerspectiveSingapore Actuarial Conference 28 August 2024 Confidential document.All rights reserved by MSIG.Option 0424/7 Incident response services 2Cyber Insurance Overview 3rd Party Liability including le

2、gal defense cost Business Interruption1st Party ExpensesCyber is a package insurance product Liability Business Interruption Expenses Fills the gap in traditional insurance policy and meets the needs of the digital age Confidential document.All rights reserved by MSIG.A MINDSET SHIFT and the insuran

3、ce revolution cyber Coal 1750 1800discovery of coal and its mass extraction,as well the development of the steam engine and metal forging The production line.Canal transportationGas 1800 1969discovery of electricity,gas and oil.the combustion engine.Both steel-and chemically based products entered t

4、he market during this time.Developments telegraph and later the telephone.the plane and car.Nuclear 1969 2005Nuclear energy and electronics enter the landscape.The internet and age of personal PCs a shift from paper to server to cloud.IoT 2005-Faster computers and telecommunications real-time connec

5、tion within more and more components of production line,both inside and outside facility walls.Industrial Internet of Things,cloud technology and artificial intelligence continue.A virtual world will merge with the physical world.https:/ Perils Property Liability Intangible Perils Cyber Insurance199

6、7 1st Cyber Insurance product Mind set shift taking place from tangible to intangible asset protectionCyber insurance historyConfidential document.All rights reserved by MSIG.Cyber insurance evolution Rise of cyber attacks and data breaches TJX Companies Data Breach Heartland Payments Systems Breach