新加坡人寿 精算师的 AI 治理.pdf

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1、InternalAI Governance for ActuariesSamuel ChuAug 2024InternalAgenda1.Landscape of regulations2.FEAT principles and how to apply them3.Case study:Predictive Underwriting4.Challenges&Considerations:2InternalState of AI Regulations in Singapore3MOH:AI in Healthcare GuidelinesIMDA:Model AI Governance Fr

2、ameworkMAS:FEAT GuidelinesIntellectual Property Office of SingaporeFair Employment PracticesConsumer Protection/Online SafetyPersonal Data ProtectionHarmsMisuses data or personal informationProduces an incorrect outputProvides unfair or unreasonably harsh treatmentProvide misleading advice or infoDi

3、scrimination based on protected attributeCauses physical,economic or psychological harmGuidelinesLegislationInternalDefinition of AI4OECD Definition of AI SystemAn AI system is a machine-based system that,for explicit or implicit objectives,infers,from the input it receives,how to generate outputs s

4、uch as predictions,content,recommendations,or decisions that can influence physical or virtual environments.Different AI systems vary in their levels of autonomy and adaptiveness after deployment.MAS Definition:“AIDA”refers to artificial intelligence or data analytics,which are defined as technologi

5、es that assist or replace human decision-making.Firms can calibrate actions and requirements under their internal governance framework based on the materiality of the AIDA-driven decisions.Extent to which AIDA is used in decision-makingComplexity of AIDA modelExtent of automation of process AIDA-dri

6、ven decision-makingSeverity and probability of impact on different stakeholders,including individualsMonetary and financial impactRegulatory impactOptions for recourse availableInternalFEAT PrinciplesFairnessJustifiability1.Individuals or groups of individuals are not systematically disadvantaged2.U