Session 5 - Iwan Pasila - OJK - Indonesia.pdf

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1、BRIDGING THE PENSION GAP:COLLABORATIVE STRATEGIES FOR ENHANCING VOLUNTARY PARTICIPATION IN INDONESIAIWAN PASILADeputy Commissioner of Insurance,Guarantee Institution,and Pension Fund SupervisionIndonesia Financial Services Authority/Otoritas Jasa KeuanganIstanbul,7 November 2025OTORITAS JASA KEUANGA

2、NIndonesia will expand the coverage of mandatory pension funds through a mandatory additional pension program to improve retirement protection and enhance common welfare(Implementation of Law No.4 of 2023)MULTI-PILLAR APPROACH IN INDONESIAS PENSION SYSTEM22ojk.go.id 3rd Pillar2nd Pillar1st PillarThe

3、 National Social Security System(SJSN)providingBasic Benefits managed by BPJS KetenagakerjaanEmployee Welfare and Pension BenefitPrograms managed by Taspen(for Civil Servants),Asabri(for Military and Police Personnel),Employer Pension Funds(DPPK),and Financial Institution Pension Funds(DPLK)for Grou

4、p ParticipantsVoluntary Program for Individuals managed by DPLKMandatory Pension ProgramOld-Age Savings Program(DC)and Pension Program(DB)Private workers in the formal sector managed by BPJS KetenagakerjaanCivil servants managed by TASPENMilitary and Police managed by ASABRIVoluntary Pension Program

5、Pension Program and Programs that provide other benefits(e.g.severance programs)managed by unique legal entities in Indonesia known as Private Pension Funds with 2 types which are:Employers Pension Fund/DPPK(either DB or DC)Financial Institution Pension Funds/DPLK(DC)Established by bank,life insuran

6、ce,and investment managers.INDONESIAS PENSION SYSTEM AT A GLANCE(Q3-2025)33ojk.go.id Source:Otoritas Jasa Keuangan(Indonesia Financial Services Authority)TOTAL ASSETS OF PENSION FUNDIDR 1,622.78 TNUMBER OF PARTICIPANTS29.64 MillionF:27.64mn|I:2.00mn 8.5%yoy|9.3%Assets to GDP(2024):%Participants to L