释放商业流程的效率和优化潜力 [LRN3894].pdf

1、2025 Mastercard.Proprietary and ConfidentialRebecca Meeker,SVP B2B Platform PartnershipsTad Fordyce,ERP Product StrategyUnlocking efficiency and optimization in commercial flowsEmbedded Finance2025 Mastercard.Proprietary and Confidential2 2EMBEDDED FINANCEEMBEDDED FINANCEEmpowering buyers and suppli

2、ers,by connecting opportunities that grow revenue,relationships and relevanceOur approach is to connect buyers and suppliers,build interoperability across systems and increase access to working capital to digitize and support every step of the B2B purchasing process.2025 Mastercard.Proprietary and C

3、onfidential3 3EMBEDDED FINANCEEMBEDDED FINANCEAdvancements in payment technology Advancements in payment technology are enabling businesses to focus on strategic,value-adding activitiesShift to real time financereal time finance:The consumer demand for instant information and action has set new work

4、place expectations:real-time visibility on cash flow,receivables,and payables reportingNew APIs and cloud-based ERP and P2P solutions have made it easier to integrate with payment rails,banks and fintech partnersMarket shifts and supply chain solution coverage have created an opportunity to rethink

5、B2B paymentsFlexible payment options that allow buyers to unlock unlock working capitalworking capital for suppliers can help develop preferred relationships and robust supply chainsThe cost of onboarding suppliers cost of onboarding suppliers(particularly ad-hoc spend)makes it difficult to leverage

6、 necessary new or one-time suppliers.Regulations have facilitated more participants and democratized access to fundingdemocratized access to funding2025 Mastercard.Proprietary and Confidential4 4EMBEDDED FINANCEEMBEDDED FINANCEGlobal Trade flows represent significant underpenetrated opportunities to