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1、 Investor Presentation Q3 2025 Forward-Looking Statements This presentation may include“forward-looking statements”as defined by the Private Securities Litigation Reform Act of 1995.Although D.R.Horton believes any such statements are based on reasonable assumptions,there is no assurance that actual

2、 outcomes will not be materially different.Factors that may cause the actual results to be materially different from the future results expressed by the forward-looking statements include,but are not limited to:the cyclical nature of the homebuilding,rental and lot development industries and changes

3、 in economic,real estate or other conditions;adverse developments affecting the capital markets and financial institutions,which could limit our ability to access capital,increase our cost of capital and impact our liquidity and capital resources;reductions in the availability of mortgage financing

4、provided by government agencies,changes in government financing programs,a decrease in our ability to sell mortgage loans on attractive terms or an increase in mortgage interest rates;the risks associated with our land,lot and rental inventory;our ability to effect our growth strategies,acquisitions

5、,investments or other strategic initiatives successfully;the impact of an inflationary,deflationary or higher interest rate environment;risks of acquiring land,building materials and skilled labor and challenges obtaining regulatory approvals;the effects of public health issues such as a major epide

6、mic or pandemic on the economy and our businesses;the effects of weather conditions and natural disasters on our business and financial results;home warranty and construction defect claims;the effects of health and safety incidents;reductions in the availability of performance bonds;increases in the