Greene County Bancorp, Inc. (GCBC) 2022年年度报告「NASDAQ」.pdf

1、GREENE COUNTY BANCORP,INC.20 22 ANNU AL RE PORTTHINK BIGB A N K S M A L LEVERYONES MAIN STREET BANKGreene County Bancorp,Inc.(GCBC)is the parent company of the Bank of Greene County and its subsidiary,Greene County Commercial Bank.GCBCs consolidated assets as of June 30,2022,were$2.6 billion.The Ban

2、k of Greene County was founded in 1889 as The Building and Loan Association of Catskill.In 1974,the bank changed to a New York State-chartered mutual savings bank,under the name Greene County Savings Bank.In 1998,the bank converted to the mutual holding company form of ownership,changing its name to

3、 The Bank of Greene County.A commercial bank subsidiary,Greene County Commercial Bank,was formed in June 2004.The bank primarily serves Greene,Albany,Columbia and Ulster counties in New York State through administrative,lending,customer service and operations centers in Catskill,and 17 banking offic

4、es in Albany,Catskill(Main Street and Catskill Commons),Cairo,Chatham,Copake,Coxsackie,Germantown,Greenport,Greenville,Hudson,Kinderhook-Valatie,Kingston,Ravena-Coeymans,Tannersville,Westerlo and Woodstock.As part of its mission,the bank tries to foster a sense of community through personal service,

5、local decision-making and participation with customers in community activities.20212013 2014 2015 2016 2017 2018 2019 2020$6,371$6,528$7,189$8,963$11,187$14,408$17,484$18,727$23,9422022$27,986NET INCOME(DOLLARS IN THOUSANDS)Earnings per share have been restated for prior periods as a result of a 2-f

6、or-1 stock split which was paid on March 15,2016.20212013 2014 2015 2016 2017 2018 2019 2020$0.76$0.78$0.85$1.06$1.32$1.69$2.05$2.20$2.81$3.292022BASIC EARNINGS PER SHARE$1,676,803$1,269,462$1,151,478$982,291$868,781$738,647$674,161$633,605$2,200,33520222013 2014 2015 2016 2017 2018 2019 2020 2021$2