Colony Bankcorp Inc. (CBAN) 年度报告「NASDAQ」.pdf

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1、Goingbeyond.2O23 Annual Report to ShareholdersColony Bankcorp,Inc.is the bank holding company for Colony Bank.Founded in Fitzgerald,Georgia in 1975,Colony operates locations throughout Georgia and has expanded to serve Birmingham,Alabama,as well as Tallahassee and the Florida Panhandle.At Colony Ban

2、k,we offer a range of banking solutions for personal and business customers.In addition to traditional banking services,Colony provides specialized solutions including mortgage,government guaranteed lending,consumer insurance,wealth management,and merchant services.Colonys common stock is traded on

3、the NASDAQ Global Market under the symbol“CBAN.”For more information,please visit www.colony.bank.You can also follow the Company on social media.$3.05BTotal AssetsNet Income Growth 11.3%2.2%Increase in Total DepositsThe Colony Bank logo features a symbolic lotus flower within its icon,representing

4、the Companys strength and resilience.Paired with upward rays of sunshine,it signifies the potential for a new day and highlights our commitment to supporting our customers needs.This design further reflects our dedication to enabling progress and making a positive impact in the lives of those we ser

5、ve.1(dollars in thousands,except per share amounts)2023 2022Financial position at December 31,Total assets$3,053,422$2,936,570 Loans(net of unearned income)1,883,470 1,737,106 Allowance for credit losses 18,371 16,128Deposits 2,544,790 2,490,997 Stockholders equity 254,935 230,268 Common book value

6、per share 14.51 13.08 Tangible common book value per share 11.49 9.98 Operations for the year ended December 31,Net interest income$78,244$80,672 Provision for credit losses 3,600 3,370 Net interest income after provision for credit losses 74,644 77,302 Noninterest income 35,634 35,025 Noninterest e