Bank of Marin Bancorp (BMRC) 2010年年度报告「NASDAQ」.pdf

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1、bank of marin bancorpbuilding relationships that drive success2010 annual reportFor Bank of Marin,2010 was a year of strength and opportunity,with healthy fi nancial results,ongoing strategic expansion in the North Bay,and a continued commitment to our customers and the community.financial performan

2、ce(dollars in thousands,except per share data)20102009200820072006At December 31,Total assets$1,208,150$1,121,672$1,049,557$933,901$876,578 Total loans 941,400 917,748 890,544 724,878 719,778 Total deposits 1,015,739 944,061 852,290 834,642 736,697 Total stockholders equity121,920 109,051 125,546 87

3、,774 89,525 Equity-to-asset ratio10.1%9.7%12.0%9.4%10.2%For the Year Ended December 31,Net income 13,552 12,765 12,150 12,324 11,883 Net income per share(diluted)1 2.55 2.19 2.31 2.31 2.11 Cash dividend payout ratio on common stock223.6%25.8%23.9%21.4%20.8%As of December 31,Total Capital(to risk-wei

4、ghted assets)13.34%12.33%14.08%12.06%12.56%1 Restated for all stock dividends and stock splits.2 Calculated as dividends on common share divided by basic net income per common share.a message from the president&chairman of the boardbank of marin bancorp2010 annual report1Russell A.ColomboPresident a

5、nd Chief Executive OfficerJoel Sklar,MD Chairman of the BoardWe are pleased to report that we have started our third decade in business with strong financial results,while maintaining our position as the number one community bank in Marin County.*Our continued success is based on our disciplined,con

6、servative approach to underwriting,a focus on building strong relationships with our customers and an unwavering commitment to the communities we serve.These fundamental operating principles have been in place since we opened the first Bank of Marin branch in 1990 and will continue to serve us well