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1、Annual Report-1Directors and Executive Officers.1Bank Staff and Corporate Officers.2Message to Shareholders.3Business of the Bank.4Managements Discussion and Analysis.5Report of Independent Auditors.21Financial Statements.23Notes to Financial Statements.27Selected Financial Data.40Stock Price and Di
2、vidend Information.40BANK OF MARIN2005 ANNUAL REPORTJudith OConnell Allen,Community volunteer,Chairman,Bank of Marin*Nancy R.Boatright,Vice President&Corp.Sec.,Bank of Marin*Russell A.Colombo,Exec.Vice President&COO,Bank of Marin*Christina J.Cook,Exec.Vice President&CFO,Bank of MarinJames E.Deitz,Pr
3、esident,Marin Business ServicesW.Robert Griswold,Jr.,President and CEO,Bank of MarinRobert Heller,Former Governer,Federal Reserve Board&former President and CEO,Visa U.S.A.Ray Hoffman,III,Proprietor,Hoffman Development Co.Norma J.Howard,Business consultantJ.Patrick Hunt,Partner,Hunt InvestmentsH.C.J
4、ackson,Retired merchantJames D.Kirsner,Business consultant*Larry Klaustermeier,Sr.Exec.Vice President&CCO,Bank of Marin*Patrick J.London,Exec.Vice President&Director of Wealth Management Services,Bank of MarinStuart D.Lum,President,Pacific Mortgage InvestorsJoseph D.Martino,Retired bankerJames L.Pla
5、cak,Employee Benefits ConsultantJoel Sklar,MD,Partner,Cardiology Assoc.of Marin&San FranciscoBrian M.Sobel,Partner,Sobel CommunicationsJ.Dietrich Stroeh,Partner,CSW/Stuber-Stroeh Engineering GroupJan I.Yanehiro,Owner,Media and Marketing Strategic Planning*These executive officers are not also direct
6、ors.This annual report serves as the annual disclosure statement for the purposes of part 350 of the Federal DepositInsurance Corporation rules.It has not been reviewed or confirmed for accuracy or relevance by the FDIC.TABLE OF CONTENTSDIRECTORS AND EXECUTIVE OFFICERSAnnual Report-2BANK STAFFExecut