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1、WESTPAC GROUPANNUAL REPORT2011westpac group annual report 2011This report to shareholders,which will be lodged with the Australian Securities Exchange and the Australian Securities and Investments Commission,is also available on our website .au/investorcentreWestpac Banking Corporation ABN 33 007 45
2、7 141For more information about Westpac refer to Section 1 and Contact Us,or visit .au/investorcentreTable of contents Annual Report 2011 1 In this Annual Report a reference to Westpac,Group,Westpac Group,we,us and our is to Westpac Banking Corporation ABN 33 007 457 141 and its subsidiaries unless
3、it clearly means just Westpac Banking Corporation.For certain information about the basis of preparing the financial information in this Annual Report see Reading this report in Section 2.In addition,this Annual Report contains statements that constitute forward-looking statements within the meaning
4、 of section 21E of the US Securities Exchange Act of 1934.For an explanation of forward-looking statements and the risks,uncertainties and assumptions to which they are subject,see Reading this report in Section 2.Information contained in or accessible through the websites mentioned in this Annual R
5、eport does not form part of this report unless we specifically state that it is incorporated by reference and forms part of this report.All references in this report to websites are inactive textual references and are for information only.Annual Report Performance highlights 2 Section 1 3 Chairmans
6、report 4 Chief Executive Officers report 6 Information on Westpac 8 Business strategy 8 Managing sustainability 11 Five year summary non-financial 13 Outlook 15 Significant developments 16 Corporate governance 23 Directors report 41 Remuneration report 53 Section 2 77 Five year summary 78 Reading th