CSW：公共部门欺诈风险解决方案指南（英文版）（12页）.PDF

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1、How to Detect and Stop Fraud, Waste, and Misuse in Employee Expenses A Best Practices Guide for Mitigating Purchase Card and Travel and Expense Risks 2021 SAP SE or an SAP affiliate company. All rights reserved. 1/12 sponsored by 2/12 2021 SAP SE or an SAP affiliate company. All rights reserved. How

2、 to Detect and Stop Fraud, Waste, and Misuse in Employee Expenses Occupational fraud is the silent killer of business. It is universally faced by all companies, whether large corporations or small- to mid-sized businessno one is immune. According to the Association of Certified Fraud Examiners (ACFE

3、) 2018 Global Fraud Study, the typical organisation loses 5% of revenues each year to fraud with a median loss of $130,000 per fraud case. The type of business youre in doesnt seem to matter either. Fraudsters can be found in every industry and across all geographies. Perpetrators range from high-le

4、vel executives to regular employees. Whats eye-opening is that roughly 89% of fraudsters are first-time offenders with clean employment histories. This means they are hard to spot before you hire them. In fact, they usually dont take a job with the intention to defraud their employer, but nonetheles

5、s they seize the opportunity and employers fall victim to their schemes. Among the most common types of fraud involves the use of purchase cards (P-Cards) and travel & expense (T&E) reimbursements, accounting for 14% of all fraud, according to the ACFE. Often, employees start with cheating on expens

6、e reports, then progress to other types of fraud. $7+ Billion in total losses worldwide annually due to fraud Fraud by the numbers 5% of revenues lost to fraud annually 14% of fraud involves expense reimbursement schemes 16 months median time before detection $130,000 median loss per case 89% of fra