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1、Table of Contents Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington,D.C.20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D)OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31,2007 Commission File No.001-14793 First BanCorp.(Exact name of
2、 registrant as specified in its charter)Registrants telephone number,including area code:(787)729-8200 Securities registered under Section 12(b)of the Act:Securities registered under Section 12(g)of the Act:NONE Indicate by check mark if the registrant is a well-known seasoned issuer,as defined in R
3、ule 405 of the Securities Act.Yes?No?Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d)of the Act.Yes?No?Indicate by check mark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange A
4、ct of 1934 during the preceding 12 months(or for such shorter period that the registrant was required to file such reports),and(2)has been subject to such filing requirements for the past 90 days.Yes?No?Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K
5、is not contained herein,and will not be contained,to the best of the registrants knowledge,in definite proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.?Puerto Rico 66-0561882(State or other jurisdiction of incorporation or or
6、ganization)(I.R.S.Employer Identification No.)1519 Ponce de Len Avenue,Stop 23 Santurce,Puerto Rico 00908 (Address of principal executive office)(Zip Code)Title of each class Name of each exchange on which registered Common Stock($1.00 par value)New York Stock Exchange 7.125%Noncumulative Perpetual