Appreciate Group plc (APP) 2020年年度报告「LSE」.pdf

1、FRONT COVERJYAppreciate Group plc(formerly Park Group plc)Annual report&accounts 2020we createhelloStrategic Report04 At a glance06 Our business model08 Our strategy10 Message from the Chair12 Chief Executives Review16 Chief Executives Q&A18 Financial Review22 Culture,People and Values30 S172 Statem

2、ent32 Principal Risks&UncertaintiesCorporate Governance38 The Board40 Directors Report45 Corporate Governance51 Remuneration Report54 Independent Auditors ReportFinancial Statements66 Consolidated Statement of Profit or Loss66 Consolidated Statement of Comprehensive Income67 Statements of Financial

3、Position68 Consolidated Statement of Changes in Equity69 Company Statement of Changes in Equity70 Statements of Cash Flows71 Accounting Policies87 Notes to the Accounts119 Notice of Annual General Meeting 2020IBC Directors and AdvisersFor further information see pages 00-00we arewhat we doAppreciate

4、 Group is a financial services business providing individuals and businesses with solutions for the moments that matter to them.We make giving,receiving and experiencing easier and more joyful.02Appreciate Group plc(formerly Park Group plc)Annual report and accounts 2020jyWe create03Appreciate Group

5、 plc(formerly Park Group plc)Annual report and accounts 2020Strategic ReportCorporate GovernanceFinancial Statementsour purposeTo create more joy in the world.By being trusted to help our customers with celebrating and rewarding.04Appreciate Group plc(formerly Park Group plc)Annual report and accoun

6、ts 2020 Paper 41.8%Card 53.8%Digital 4.4%Our rich heritage Our aim today as it has been for more than 50 years is to create wow moments in our customers lives,and were the Company behind some of the nations most loved pre-payment,gifting and engagement products.Our family of brands is ever evolving