德意志银行：2020年支付的未来展望报告：转向数字钱包和实体卡的销毁（英文版）（19页）.pdf

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1、Deutsche Bank Research Part II. Moving to Digital Wallets and the Extinction of Plastic Cards #PositiveImpact P o w e r e d B y D e u t s c h e B a n k D a t a I n n o v a t i o n G r o u p P o w e r e d B y D e u t s c h e B a n k D a t a I n n o v a t i o n G r o u p dbDIdbDIG G Part I. Cash: the

2、Dinosaur Will Survive For Now The Future of Payments Part II. Moving to Digital Wallets and the Extinction of Plastic Cards Part III. Digital Currencies: the Ultimate Hard Power Tool Corporate Bank Research January 2020 Deutsche Bank Research / The Future of Payments: Part II. Moving to Digital Wall

3、ets and the Extinction of Plastic Cards2 Summary on a Page When people discuss the future of payments they tend to predict the end of cash. Our view is different. Not only do we think cash will be around for a long time, we see the transition to digital payments as having the potential to do no less

4、 than rebalance global economic power. This piece is the second in a series of three pieces that examines the past, present, and future of the payments industry. We analyse the unexpected results of our proprietary survey of 3,600 customers across the US, UK, China, Germany, France and Italy and for

5、ecast trends in cash, online, mobile, crypto, and blockchain. The implications for customers and business are important; the potential macro and geopolitical consequences are profound. We start by using the lessons of history to predict that cash will be a part of the economy for decades to come. Ov

6、er centuries, people have developed a deep-rooted trust in paper and coins during uncertain times. Today is no different. For example, the trade war between the US and China has led notable investors to increase their cash holdings. Our survey shows that people also like cash because it allows them