世界经济论坛：2020年数字经济报告：跨境支付的政策建议 （英文版）（36页）.pdf

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1、Connecting Digital Economies: Policy Recommendations for Cross-Border Payments I N S I G H T R E P O R T J U N E 2 0 2 0 Contents Foreword Executive summary Introduction 1 Barriers to supplying payment services 1.1 Domestic infrastructure/processing requirements 1.2 Forced data localization 1.3 Lice

2、nsing and equity requirements for foreign firms 1.4 Recommendations: Best practices, initiatives and next steps 2 Standards and interoperability 2.1 Uneven adoption of international standards creates cross-border friction 2.2 Recommendations: Best practices, initiatives and next steps 3 Security and

3、 trust 3.1 Rising fraud and cyber-risks 3.2 Regulations on cybersecurity 3.3 Diverging authentication/security standards 3.4 Recommendations: Best practices, initiatives and next steps 4 Innovation enabling oversight 4.1 Lack of international coordination on retail payment supervision 4.2 Recommenda

4、tions: Best practices, initiatives and next steps Conclusion Contributors Endnotes 3 4 6 8 9 10 11 11 14 15 16 20 21 22 22 23 25 26 26 29 30 31 World Economic Forum 91-93 route de la Capite CH-1223 Cologny/Geneva Switzerland Tel.: +41 (0)22 869 1212 Fax: +41 (0)22 786 2744 Email: contactweforum.org

5、www.weforum.org 2020 World Economic Forum. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, or by any information storage and retrieval system. 2 Connecting Digital Economies Foreword Digital trade is

6、 more important than ever. While the COVID-19 crisis has cast a long shadow over the future of international trade in traditional goods and services, it has also demonstrated the resilience of a digitized economy and will accelerate the digital transformation of the global economy in the coming year