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1、 2026 UnitedHealth Group,Inc.All rights reserved.1First Quarter 2026 Revenues of$111.7 Billion Grew 2%Year-Over-Year;Earnings of$6.90 Per Share and Adjusted Earnings of$7.23 Per ShareWe are continuing to help simplify and modernize health care for the people and care providers we serve,bringing grea

2、ter value,affordability,transparency and connectivity.”Stephen HemsleyChief Executive Officer,UnitedHealth GroupApril 21,2026UnitedHealth Group(NYSE:UNH)today reported first quarter 2026 results,with performance supported by actions taken over the last several quarters.The company expects full year

3、2026 adjusted net earnings of greater than$18.25 per share.Consolidated revenues for the first quarter 2026 were$111.7 billion,with earnings from operations of$9.0 billion.Net margin was 5.6%compared to 5.7%in the year ago quarter.Cash flows from operations were$8.9 billion,or 1.4x net income,and th

4、e debt-to-capital ratio was 42.9%as of March 31,2026.UnitedHealth Groups medical cost ratio was 83.9%for the first quarter 2026,down 90 basis points from the first quarter 2025.The operating cost ratio of 13.8%in the first quarter 2026 compared to 12.4%in the first quarter 2025,reflecting investment

5、s to drive improved consumer and care provider experiences and greater operating efficiencies,as well as investments in its people and the communities it serves.The company continues to build on the initiatives begun in the second half of 2025,strengthening in essential areas including operations,ma

6、nagement,technology,consumer and provider experiences,community engagement and corporate governance.Actions included:Refocusing the organization on U.S.health care,exiting non-U.S.businesses.Refreshing nearly half of the top 100 leadership roles.Accelerating simplification and modernization,includin