Orange County Bancorp (OBT) 2022年年度报告「NASDAQ」.pdf

1、OrangeBankTRecord Earnings Performance through Exemplary Service and Cutting Edge Technology.ORANGE COUNTY BANCORP,INC.2022 ANNUAL REPORTMEMBERFederal Reserve SystemFederal Home Loan BankFederal Deposit Insurance CorporationSUBSIDIARIESOrange Bank and Trust Company(“Bank”)Hudson Valley Investment Ad

2、visors,Inc(“HVIA”)SHARES OF ORANGE COUNTY BANCORP,INC.STOCK TRADES ON THE NASDAQ STOCK MARKET UNDER THE STOCK SYMBOL OBTFor information regarding stock transfers and other transactions,contact our Transfer Agent:COMPUTERSHARE,INC.250 Royall Street,Canton,MA 02021 Board of DirectorsHVIA Board of Dire

3、ctorsOCBI Board of DirectorsLouis HeimbachChairman Emeritus and Former Chairman,President&CEOSterling Forest LLCLouis HeimbachDenis FatovicJonathan F.RouisChairmanCPAPartner at RBT CPAsMichael J.GilfeatherPresident&CEOMichael J.GilfeatherDirectorWilliam D.MorrisonPrincipalMorrison InsuranceFormer Ac

4、count ExecutiveMarshall&SterlingWilliam D.MorrisonElizabeth StraderTerry R.SaturnoFormer President&CEOOrange Bank&Trust CompanyGreg F.HolcombePresident&CEOHolcombe Development CompaniesGus J.ScaccoChief Investment Officer&CEOHudson Valley Investment Advisors,Inc.Gus J.ScaccoSusan G.Metzger,Ph.D.Form

5、er PrincipalLawler,Matusky&Skelly Engineers LLPFormer Board MemberMTAMarianna KennedyPartner Drake Loeb PLLCKevin J.KeaneManaging PartnerPKF OConnor DaviesRichard B.RowleyPresident&CEORowley CompaniesRichard B.RowleyFrank J.Skuthan2 ORANGE COUNTY BANCORP,INC.2022 ANNUAL REPORTOrange County Bancorp,I

6、nc.Summary Financial Data$2,287,334$1,569,430$21,832$1,974,387$138,138$2,142,583$1,291,428$17,661$1,914,384$182,836Total Interest Income$84,223$64,429Net Interest Income$78,088$60,461Provision for Loan Losses$9,517$2,428Total Noninterest Income$11,996$12,102Total Noninterest Expense$50,290$43,458Net