泰国大城银行研究中心：2025泰国虚拟银行发展趋势、制约因素及其适应性调整研究报告（英文版）（23页）.pdf

1、CoverResearch IntelligenceVirtual Banks in the Thai ContextTrends,Constraints,and Banking Sector AdaptationNNovember 2025Krungsri ResearchContentsSubscribe UsIntroduction3The Rise of Virtual Banks4The International Landscape of Virtual Banks6Thailands Journey Toward Virtual Banking10Virtual Bank Tre

2、nds in Thailand12Challenges for Virtual Banks in Thailand16Krungsri Research view:Adapting to the Virtual Bank Era19References21ContentsDisclaimerUnless explicitly stated otherwise,this publication and all material therein is under the copyright of Krungsri Research.As such,the reuse,reproduction,or

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6、 notice.For research subscription,Virtual Banks in the Thai Context:Trends,Constraints,and Banking Sector AdaptationIntroduction3Virtual banks are a new form of commercial bank that operates entirely through digital channels,with business structures built fully on digital systems.Their key advantage