1、AI Inclusion Report Inclusive Finance Powered by AI November 2025 1 AI Inclusion Report Inclusive Finance Powered by AIContents Foreword 2 Chapter 1:AI Inclusion at A Turning Point 3 Chapter 2:Emerging Trends in AI Inclusion 6 Trend 1:Democratization of AI Emerges 7 Trend 2:Building AI Literacy and

2、Confidence as a Core Competency 7 Trend 3:Balancing Innovation with Responsibility in AI 8 Trend 4:Rising Interest in Public-Private Collaboration Within the AI Ecosystem 9 Trend 5:Building the Next Generation of Innovators 10 Chapter 3:The Time To Act is Now 11 Turning AI Into Opportunities for SME

3、s 11 The Role of Policymakers in Bridging the Last Mile 12 Final Thoughts 13 2 AI Inclusion Report Inclusive Finance Powered by AI Foreword AI is reshaping the global economy today,but its benefits remain unevenly distributed,leaving many SMEs at risk of exclusion.This imbalance highlights why artif

4、icial intelligenceespecially Generative AIcan serve as a bridge to the future.In fintech,the outlines of this bridge are already evident.AI is making cross-border payments faster and cheaper,strengthening trust through adaptive fraud detection,and supporting smarter decisions with treasury optimizat

5、ion.To ensure that AI leads to a financial future that benefits all,five guiding principles are shaping its development:widening access for the underserved,enhancing financial literacy and confidence,ensuring the responsible use of AI with robust risk management,fostering open publicprivate collabor

6、ation,and nurturing AI talent and capabilities for tomorrows needs.Together,these principles turn AI from a disruptive tool into the pathway connecting todays challenges with a more trusted and equitable financial ecosystema true bridge to a financial future that is more trusted,equitable,and resili