1、CYBER READINESS REPORT 2025SMEs take action against current and future cyber security threatsContents03 Introduction04 Executive summary05 Key findings06 State of attacks09 Taking action10 Cyber resilience11 AI and future threats13 Mandatory disclosures14 Country comparisons15 Cyber security tips fo

2、r SMEsThe Hiscox Cyber Readiness Report is based on research conducted by Wakefield Research with 5,750 businesses,where the individuals responsible for their organisations cyber security strategy were interviewed.This means the owner,principal or partner for those companies with fewer than 50 emplo

3、yees,and either the CIO,CISO,or the director/VP of security or IT for those companies with 50-249 employees.Research was conducted between 29 July and 8 August 2025,using an email invitation and an online survey,and respondents can be broken down by geography as follows:1,000 respondents in the USA,

4、UK,France,Germany and Spain respectively,500 respondents in Ireland and 250 in Portugal.As research data,this represents a cross-section of insured and uninsured businesses that may or may not have made an insurance claim following an incident.It is not necessarily indicative of our own claims exper

5、ience or that of the wider insurance industry.03IntroductionThe rise of digital commerce has created tremendous opportunities for small businesses,empowering them to innovate,reach new markets,and play an increasingly vital role in the global economy.Perhaps most powerful of these recent development

6、s is artificial intelligence(AI),allowing SMEs to deploy tools and resources that would previously have been out of reach.But these opportunities also present challenges.As businesses embrace new technologies,they must also navigate a landscape where evolving cyber threats can jeopardise their succe