AEONCREDIT：InterimReport202526.pdf

1、 1 CONTENTSPageCorporate Information2Financial Highlights3Financial StatementsCondensed Consolidated Statement of Profit or Loss5Condensed Consolidated Statement of Profit or Loss and Other Comprehensive Income6Condensed Consolidated Statement of Financial Position7Condensed Consolidated Statement o

2、f Changes in Equity9Condensed Consolidated Statement of Cash Flows10Notes to the Condensed Consolidated Financial Statements11Closure of Register of Members35Management Discussion and Analysis35Credit Business Model and Key Internal Controls45Management of Risks47Corporate Governance and Other Infor

3、mation52Report on Review of Condensed Consolidated Financial Statements57Glossary59 2 Major BankersMizuho Bank,Ltd.Hong Kong BranchMUFG Bank,Ltd.Hong Kong BranchSumitomo Mitsui Banking Corporation Hong Kong BranchRegistered Office20/F,Mira Place Tower A132 Nathan RoadTsimshatsui,KowloonHong KongStoc

4、k Code900Internet AddressWebsite address:http:/.hkE-mail address:.hkInvestors R.hkMedia E.hkCORPORATE INFORMATIONBoard of DirectorsExecutive DirectorsWei Aiguo(Managing Director)Lai Yuk Kwong(Deputy Managing Director)Wan Yuk FongNon-executive DirectorsShigeki Mishima(Chairman)Jin HuashuIndependent N

5、on-executive DirectorsLee Ching Ming AdrianShing Mo Han YvonneJunko DochiChoi Ping ChungCompany SecretaryHung Tun Shun JasonAuditorDeloitte Touche Tohmatsu Registered Public Interest Entity AuditorsShare RegistrarTricor Investor Services Limited17/F,Far East Finance Centre,16 Harcourt Road,Hong Kong

6、 3 Interim dividendDividend payout ratio25.0HK cents per share Cost-to-Income RatioGross advances and receivables at 31.8.2025RevenueHK$897.1 millionVS 1H FY2024/254.3%HK$475.6 millionVS 1H FY2024/2511.7%43.8%Profit after taxHK$233.6 millionHK$7,524.0 millionVS 28.2.20252.7%44.8%VS 1H FY2024/2537.1%