1、Presentation to investors and analystsHSBC Holdings plc 3Q25 results1Appendix3Q25 resultsAnnounced 11 exits YTD,including HSBC Malta and Sri Lanka retail banking during Q3On track for 3%FY25 target basis cost growthDisciplineA simple,more agile and growing HSBC+$0.5bn revenue growth YoY*+29%YoY grow

2、th in Wealth fee and other income+$86bn deposit growth YoY Proposed privatisation of Hang Seng capturing growth opportunities in Hong KongGrowth2025 Banking NII of$43bn or betterTargeting a mid-teens or better RoTE for 2025*UpgradesUnless otherwise stated,this presentation is presented on a constant

3、 currency basis.denotes a measure shown on a reported FX basis.This presentation focuses on Revenue and PBT excluding notable items on a constant currency basis,see slides 16 and 22 for reconciliation.In this presentation,%changes relating to ECL and costs in()represent adverse movements.Figures thr

4、oughout this presentation may be subject to rounding adjustments and may not sum precisely to totals given in charts,tables or commentary.Effective from 1 Jan 2025,the Groups operating segments comprise four businesses,along with Corporate Centre.Segmental comparatives have been re-presented on this

5、 basis*Excluding notable items.See slide 22 for reconciliation of reported revenue to revenue excluding notable items Including$19bn held-for-sale balances for 3Q25 and$6bn for 3Q242Appendix3Q25 resultsStrong performance in 3Q25Income statement,$bn3Q243Q25,$,%Revenue excl.notable items17.417.90.53%P

6、BT excl.notable items8.89.10.33%Revenue17.217.80.64%ECL(1.0)(1.0)(0.0)(1)%Costs(8.2)(10.1)(1.9)(23)%Associates0.60.6(0.0)(3)%PBT8.67.3(1.3)(15)%Key financial metrics3Q243Q25EPS excl.material notable items,$0.340.36$0.02EPS,$0.340.28$(0.06)DPS,$0.100.10RoTE,%16.717.6+0.9pptsTNAV per share,$9.009.22$0