香港信貸：2025年報.pdf

1、CONTENTS目錄Corporate Information公司資料2Management Discussion and Analysis管理層討論及分析4Corporate Governance Report企業管治報告15Environmental,Social and Governance Report環境、社會及管治報告42Directors and Senior Management董事及高級管理層77Report of the Directors董事會報告80Independent Auditors Report獨立核數師報告90Consolidated Statement of

2、 Comprehensive Income綜合全面收入表97Consolidated Statement of Financial Position綜合財務狀況表98Consolidated Statement of Changes in Equity綜合權益變動表100Consolidated Statement of Cash Flows綜合現金流量表101Notes to the Financial Statements財務報表附註102Schedule of Investment Properties投資物業列表177Five-year Financial Summary五年財務概要1

3、78Glossary詞彙1792Hong Kong Finance Group LimitedANNUAL REPORT 2025CORPORATE INFORMATION公司資料DIRECTORS AND BOARD COMMITTEESDirectorsExecutive DirectorsChan Koung NamChan Kwong Yin William(Chairman)Tse Pui To(Chief Executive Officer)Chan Siu ChingIndependent Non-executive DirectorsChu Yat Pang TerryCheu

4、ng Kok CheongWong Kai ManBOARD COMMITTEESAudit CommitteeChu Yat Pang Terry(Chairman)Cheung Kok CheongWong Kai ManRemuneration CommitteeChu Yat Pang Terry(Chairman)Chan Koung NamCheung Kok CheongNomination CommitteeChan Kwong Yin William(Chairman)Chu Yat Pang TerryCheung Kok CheongCOMPANY SECRETARYHu

5、i Chun Ho EricREGISTERED OFFICECricket Square,Hutchins DriveP.O.Box 2681Grand Cayman,KY1-1111 Cayman IslandsHEADQUARTERS AND PRINCIPAL PLACE OF BUSINESSUnit 3410,34th Floor,Tower II Lippo Centre89 Queensway Admiralty Hong Kong董事及董事委員會董事執行董事陳光南陳光賢（主席）謝培道（行政總裁）陳小菁獨立非執行董事朱逸鵬張國昌Wong Kai Man董事委員會審核委員會朱逸鵬

6、（主席）張國昌Wong Kai Man薪酬委員會朱逸鵬（主席）陳光南張國昌提名委員會陳光賢（主席）朱逸鵬張國昌公司秘書許俊浩註冊辦事處Cricket Square,Hutchins DriveP.O.Box 2681Grand Cayman,KY1-1111 Cayman Islands總部及 主要營業地點香港金鐘金鐘道89號力寶中心二座34樓3410室3香港信貸集團有限公司2025 年報CORPORATE INFORMATION公司資料PRINCIPAL BANKERSDBS Bank(Hong Kong)Limited Bank of China(Hong Kong)LimitedLEGA