1、 INC42 MEDIA|NOT FOR DISTRIBUTION /11,000Pay 1,000AI LENDINGINDIAN FINTECHSTATE OFH1 2025REPORT-INFOCUS:AI REWIRING INDIAS LENDING PLAYBOOKTable OfContentsState Of Indias Internet EconomyInFocus:AI Rewiring Indias Lending PlaybookIndias Lending Tech OpportunityFactors Driving The Growth Of Digital L

2、ending In IndiaA Look At AI Use Cases Within LendingAI Startups Redefining Credit Infrastructure In IndiaMost Active Fintech Startup Investors In IndiaFintech Funding&M&A Trends Landscape Of Fintech Startups In IndiaFintech Startup Ecosystem In IndiaFintech Market Opportunity In IndiaGlobal Fintech

3、Market Comparison:India vs China vs USAIndias Fintech Ecosystem:Key HighlightsState Of Indias Startup EconomyNew Age Fintech Stocks Performance INC42 MEDIA|NOT FOR DISTRIBUTION /2 INC42 MEDIA|NOT FOR DISTRIBUTION /2 INC42 MEDIA|NOT FOR DISTRIBUTION /3Indias Internet Boom:1.2 Bn+Users By 203058%Inter

4、net Penetration(Active Users)7.7K+5G Enabled Indian Cities/Towns77%Urban Internet Penetration(Active Users)470 Mn+Number Of Male Internet Users$0.16Cost Of 1 GB Internet416 Mn+Number Of Female Internet UsersSmartphone UsersInternet UsersUrban Internet Users20241 Bn+886 Mn+397 Mn+488 Mn+Rural Interne

5、t Users20301.5 Bn+1.2 Bn+546 Mn+708 Mn+50%35%38%45%AbsoluteGrowth(%)Source:KANTAR,IAMAI,Inc42 AnalysisNote:The numbers for 2030 are estimated INC42 MEDIA|NOT FOR DISTRIBUTION /4The State Of Indian Startup EconomySource:Inc42Startup Ecosystem Globally,Measured By The Number Of Startups&UnicornsTotal

6、Number Of Tech Startups LaunchedTotal Funding Raised By Indian Startups Since 2014Total Number Of UnicornsCombined Valuation Of Indian StartupsTotal Number Of SoonicornsTotal Number Of Direct Jobs CreatedTotal Number Of Active InvestorsTotal Number Of Listed New Age Tech CompaniesThird-Largest70K+$1