1、insightsfrom theexperts2025 NFP US Benefits Trend ReportB1 Welcome to the 2025 NFP US Benefits Trend Report 2Key Takeaways 4Healthcare:Cost Containment and Price Transparency Compliance 6Mitigating Growing Health and Welfare Benefit Plan Fiduciary Risk 6How to Mitigate Plan Sponsor Risk 8Controlling

2、 Prescription Drug Spend:Strategic Analysis 16Cost Control Products and Programs 19Taking Action 21Mind the Gap:Wellbeing Trends for 2025 24Mental Health and Mental Wellbeing 30Caregiving Support 33Leave Management Is Complex and Employers Need Help 36Leave Management Solutions 41Table ofContents2 A

3、s we begin 2025,most employers find themselves at the intersection of complex and rapidly evolving economic,legislative and political landscapes.This environment presents unique challenges for employers striving to offer competitive benefits while effectively managing their fiduciary responsibilitie

4、s and healthcare expenditures.The 2025 NFP US Benefits Trend Report focuses on practical and strategic solutions to your most pressing benefits challenges.In this years annual report,we examine how organizations are:Strengthening oversight of pharmacy benefits and healthcare costs through innovative

5、 network strategies and enhanced fiduciary governance.Streamlining leave management to reduce administrative burden while ensuring compliance with related federal and state law.Addressing employee wellbeing needs strategically,particularly in mental health and caregiving support,by focusing resource

6、s where theyll have the greatest impact.Making smarter decisions about benefits investments through enhanced data analytics and program evaluation.The challenges of 2025 will require employers to be proactive,adaptable and innova-tive in their approach to employee benefits and healthcare spending,wh