1、An in-depth look at employee benefits trends intended to help employers craft impactful benefits strategies,enhance employee experiences and prepare for whats next.2025 State of Employee Benefits ReportIntroductionYear after year,we tap into powerful insights centered on employee benefits enrollment

2、,utilization behavior,and industry pain points.Using anonymized data from more than 1.8 million employees,we compiled a snapshot of current employee benefits trends intended to help benefits leaders make strategic decisions about which benefits to offer,how to manage benefits administration and how

3、to help employees learn about and use their benefits.For the 2025 State of Employee Benefits,weve identified a central theme:engagement.Employers need to focus on adjusting their benefit plans and tools to help employees better engage with their benefits,for better health outcomes and more cost savi

4、ngs.The crux of the issue is that most employees dont fully understand the benefits available to help them with their health and financial wellnessbut they want to.In fact,in 2024,only 69%of employees felt like they understood their medical benefits very or extremely well and the numbers are even lo

5、wer for voluntary benefits like critical illness insurance at 39%,according to LIMRA research.1 Employers have an opportunity to enhance their employee experience and help employees understand their benefits so they can make informed decisions during open enrollment and throughout their lives.In the

6、 pages ahead,well share more data-backed insights on key workplace themes,including employee engagement,benefit utilization,expanding benefits coverage,economic concerns,and more.Chronic conditions not only impact health,but also engagement,productivity,and financial stability.KFF reports that one i