1、How todays top employers can develop impactful benefits strategies,enable winning benefits experiences and prepare for whats next.2024 State of Employee Benefits Report2ContentsIntroduction.3 Executive Summary&Key Insights .41:Health Plan Offerings&Enrollment.62:Health Plan Costs.103:Health Care Sav

2、ings&Spending Accounts.184:Supplemental&Voluntary Benefits.24Next Steps.28About the Data.31 Get ready for whats ahead.What is“the state of employee benefits?”Its more than the status quo.Its more than a snapshot in time of the benefits landscape.Its a contextualized look at employers approach to ben

3、efits today,set within a dynamic economy and marketplace,that helps us understand how we got here and determine where we want to go.Because its both defined and experienced by employers and their people not to mention industry partners and policymakers we take its pulse to ensure that all stakeholde

4、rs can do their part in improving the state of employee benefits for everyone.32024:The Big PictureBenefits strategies arent created in a vacuum and a wide range of factors contribute to their success.Macro benefits strategy drivers include:The 2024 State of Employee Benefits Report provides data po

5、ints and insights based on Benefitfocus customer enrollment transactions from plan years 2022,2023 and 2024 for plan year effective dates of January 1.Supplemental primary research from Voya Financial Consumer Insights&Research as well as carefully curated third-party industry research helped round

6、out our analysis.By uncovering and exploring trends across core and voluntary benefit offerings,participation rates,plan costs,generational behaviors and more,our aim is to help you assess your strategies and identify opportunities to better meet the benefits needs of your workforce.Whether you use