保险中的当前和新兴风险.pdf

1、Emerging Risk SurveyDavid Schraub,David Schraub Actuarial ConsultancyBio David Schraub-Focus on-Industry research-Model Risk Management and Bias Testing Algorithm-Startup Founder Improving the appeal process for health claim through AI-enabled jury decision-Background and Contact-Consultant with 25

2、years of actuarial experience,focused on bias testing,life insurance pricing and reserving,and Enterprise Risk Management.Frequent speaker in industry meetings-Fellow of the Society of Actuaries,Charted Enterprise Risk Analyst,Member of the Academy of Actuaries,and Qualified Member of the Institut d

3、es Actuaires(France)- Survey ContextTrend of Surveys Annually since 2008 18th survey in 2024 Sponsored by actuarial organizations Casualty Actuarial Society Society of Actuaries Canadian Institute of Actuaries(historically)Mix of quantitative trended results and qualitative assessmentsWhy this is in

4、teresting Long term view ORSA Risk management in day-to-day operation Help suggest scenario planning Adjusting P&C coverageRisk TaxonomyEconomicEnvironmentalGeopoliticalSocietalTechEnergy price shockClimate changeTerrorismPandemics/infectious diseasesCyber/networksCurrency shockLoss of freshwater se

5、rvicesWeapons of mass destructionChronic diseases/medical deliveryDisruptive technologyEmergent nation destabilizationNatural catastrophe:tropical stormsWars(including civil wars)Demographic shiftAsset price shockNatural catastrophe:earthquakesFailed and failing statesLiability regimes®ulatory fr

6、ameworkFinancial volatilityNatural catastrophe:severe weather(except tropical storms)Transnational crime and corruptionGlobalization shiftRegional instabilityDefinitionFour ways to look at risksTop current risk(participants vote for one);Top five emerging risks(vote for five);Top emerging risk(vote