1、Bridging the Confidence GapGR 3Global Retirement Reality Report3Turning Optimism Into Retirement ReadinessA letter from Yie-Hsin Hung,President and CEO,State Street Global Advisors.4Understanding the Pressures and the OpportunityExplore the structural,economic,and behavioral shifts affecting retirem

2、ent ecosystems around the world and the case for institutional action.7Global Retirement Reality Report 2025 Findings and Analysis Our study reveals the forces shaping saver sentiment,savings behaviors,income expectations,and financial priorities across global markets.19Bridging the Retirement Confi

3、dence Gap TogetherTurn findings into action with practical recommendations to help strengthen plan design,boost saver engagement,and improve outcomes.Table of ContentsGR3 Global Retirement Reality Report 2025 Bridging the Confidence Gap2Yie-Hsin HungPresident and CEO State Street Global AdvisorsAt S

4、tate Street Global Advisors,we are proud to partner with institutions around the world to help millions of savers prepare for a secure and confident retirement.And in an environment where change and uncertainty remain constant,retirement planning has never been more important.Our 2025 global survey

5、reveals a hopeful picture broadly:savers are more optimistic about their retirement prospects now than in 2023.Yet beneath that confidence,there are real concerns from the impact of inflation and the broader economic environment,to how much they need to save and how to ensure a reliable income strea

6、m in retirement.This underscores the critical role that institutions and partners like us must play in helping savers bridge the gap between confidence and true retirement readiness.Together,we can offer the guidance,tools,and investment solutions participants need to help them turn their retirement