1、2025 CMHC Mortgage Consumer Survey 1 The State of Homebuying in Canada 2025 CMHC Mortgage Consumer Survey To request an alternate format,please contact us at:1-800-668-2642 contactcentrecmhc.ca 700 Montreal Road,Ottawa,Ontario K1A 0P7 For more information visit:cmhc.ca/2025MCS 25th edition of mortga

2、ge insights Empowering the industry with data This year marks the 25th edition of offering unmatched insight into the Canadian mortgage market with our Mortgage Consumer Survey.Since 1999,weve been trusted by industry experts like you to provide one of the largest and most comprehensive survey of it

3、s kind in Canada.From homebuyers to renewers to refinancers,we gather the essential information that helps you better understand the needs and expectations of Canadians along the homeownership cycle.As we commemorate this milestone edition,we remain committed to being your go-to source for the lates

4、t,most accurate data on the mortgage landscape.2025 CMHC Mortgage Consumer Survey 2 Whats inside Overview 4 Key takeaways for 2025 5 The mortgage landscape 6 Consumer attitudes and behaviours 8 Doing the research 10 The homebuying process 13 Mortgage characteristics and trends 19 Financial health an

5、d homeowner challenges 22 Home renovations and going green 24 Deeper dive:breakdown by consumer profile 27 First-time homebuyers Repeat buyers Renewers Refinancers 2025 CMHC Mortgage Consumer Survey 3 Overview Canada Mortgage and Housing Corporation(CMHC)has been conducting its annual Mortgage Consu

6、mer Survey since 1999 with a one-year exception during the pandemic.The survey brings valuable insights on mortgage consumers thoughts,attitudes and behaviours regarding homeownership and the process of obtaining a mortgage.This year,a total of 3,968 mortgage consumers were surveyed between January