奇富科技Qifu Technology Inc.（QFIN）2025年第一季度业绩报告「NASDAQ」（英文版）（8页）.pdf

1、Qifu Technology Announces First Quarter 2025 Unaudited Financial ResultsMay 19,2025SHANGHAI,China,May 19,2025(GLOBE NEWSWIRE)-Qifu Technology,Inc.(NASDAQ:QFIN;HKEx:3660)(“Qifu Technology”or the“Company”),a leading AI-empowered Credit-Tech platform in China,today announced its unaudited financial res

2、ults for the first quarter ended March31,2025.First Quarter 2025 Business HighlightsAs of March 31,2025,our platform has connected 163 financial institutional partners and 268.2 million consumers*1 withpotential credit needs,cumulatively,an increase of 11.1%from 241.4 million a year ago.Cumulative u

3、sers with approved credit lines*2 were 58.4 million as of March 31,2025,an increase of 11.6%from 52.3million as of March 31,2024.Cumulative borrowers with successful drawdown,including repeat borrowers was 35.5 million as of March 31,2025,anincrease of 13.8%from 31.2 million as of March 31,2024.In t

4、he first quarter of 2025,financial institutional partners originated 24,401,374 loans*3 through our platform.Total facilitation and origination loan volume*4 reached RMB88,883 million,an increase of 15.8%from RMB76,784 millionin the same period of 2024 and a decrease of 1.1%from RMB89,885 million in

5、 the prior quarter.RMB43,811 million ofsuch loan volume was under capital-light model,Intelligence Credit Engine(“ICE”)and total technology solutions*5,representing 49.3%of the total,an increase of 15.1%from RMB38,053 million in the same period of 2024 and a decreaseof 8.3%from RMB47,796 million in

6、the prior quarter.Total outstanding loan balance*6 was RMB140,273 million as of March 31,2025,an increase of 5.5%from RMB132,964million as of March 31,2024 and an increase of 2.4%from RMB137,014 million as of December 31,2024.RMB78,681million of such loan balance was under capital-light model,“ICE”a