德勤(Deloitte):2025美国医疗融资的未来:可持续模式路径研究报告(英文版)(13页).pdf

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德勤(Deloitte):2025美国医疗融资的未来:可持续模式路径研究报告(英文版)(13页).pdf

1、Future of health care financing:Pathways to sustainable modelsContentsFuture of health care financing|Pathways to sustainable models2Introduction 3Challenges in health care financing 4Solutions for a new era of financing 6Mobilizing for a transformative future in health care financing 10Transitionin

2、g to the future of health care financing 11Get in touch 12IntroductionFuture of health care financing|Pathways to sustainable modelsWhile health care has evolved and grown as a significant portion of the economy in the United States over the past century,the landscape of health care financing has re

3、mained remarkably static and consistent.As the medical field continues its rapid evolution and new scientific breakthroughs in care come to market,the current financial models are increasingly at odds with the promise of these improvements in patient longevity and quality of life.This misalignment h

4、as the potential to create obstacles to access,stifle further innovation and,ultimately,affect patient health outcomes.“Insurance”by definition is meant to protect against the risk of unforeseen accidents but has evolved in health care to be a catch-all funding mechanism for every health-related nee

5、d.We have identified several key challenges and potential solutions to realign health care financing with the evolving landscape of health care needs.34Future of health care financing|Pathways to sustainable models Challenges in health care financing1.Timing of funding and costHealth care costs and

6、the benefits they deliver often span multiple years,yet current health insurance models assess risk and set premiums on an annual basis.This can create misalignment between the duration of funding and the long-term value of health care interventions.Key challenges:Annual pricing and risk assessment.

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