1、2025 DIGITAL BANKING FRAUDTRENDS IN THE UKBioCatch report on the current and future digital fraud landscape in the UKApril 2025BioCatch ReportREPORT|2025 Digital Banking Fraud Trends in the UK2About this reportThis report offers a comprehensive perspective on the current threat landscape and banking
2、 fraud trends in the United Kingdom.To create this report,BioCatchs team of experts led by its global fraud intelligence team,and supported by its local global advisory and threat analytics teams conducted extensive research,compiling both proprietary BioCatch data from UK financial institutions and
3、 findings from third-party sources.With banks reporting an increase in investment scam losses,the report looks at a real-life case and how behavioural and device intelligence can help detect these cases.This report is presented inthe following sections:Threat landscape in the UK Anticipating,advocat
4、ing and accelerating in the fight against fraud Leveraging behavioural and device intelligence to detect investment scams3REPORT|2025 Digital Banking Fraud Trends in the UKKey statisticsTrends:Thanks to an iOS update making it possible to control iPhones remotely for the first time,were seeing our f
5、irst cases of fraud leveraging remoteaccess tools(RAT)on iOS devices.These frauds are sometimes making use of everyday applications such as FaceTime.Fraud from stolen devices increased by 6%in the UK over the last year a substantial decrease from the 43%increase we reported last year,but still evide
6、nce the problem isnt going away.Malware cases in the UK dropped by 27%.Reported cases of fraudulent authorisation of card payments in the UK increased by 16%.34%decrease in social engineering voice scams40%Fraud represents more than 40%of all crime in England and Wales*11%increase in fraud andscams