思略特（Strategy&）：2025 FiDA法规下的机遇与挑战应对：嵌入式保险研究报告（英文版）（13页）.pdf

1、DateSubtitleEmbedded Insurance as strategic answer to FiDAMay 2025How insurers can strategically use Embedded Insurance to leverage FiDA opportunities and manage challenges May 2025Significant market potential for insurers in setting up and scaling Embedded InsuranceIntroduction to Embedded Insuranc

2、eSources:1)Strategy&analysis;2)Simon Torrance;3)ADACTA;4)MunichRE;5)Handelsblatt Research Institute 20%of insurance sales and revenue could come via Embedded Insurance,making it the industrys third biggest sales channel by 20304 60%of consumers are open to Embedded Insurance with a focus on travel,h

3、ome,and motor with high product/service value5Global insurers expectationsof insurance executives view Embedded Insurance as critical to future strategies for sales and customer experience3 95%Embedded Insurance in this context refers to the integration of insurance solutions into complementary non-

4、insurance products and services from third-party partners directly at the point of sale,simultaneously addressing various customer needs,while also encompassing the distribution of insurance products under the brand of a non-insurance partner as an embedded component of its value chain and sales or

5、purchase journeyIn the P&C insurance sector alone,the share of Embedded Insurance in gross premiums is estimated to reach USD 500 billion by 2035,representing 20%of the global market1Embedded Insurance will have an even larger share of distribution in China and other emerging markets(up to 50%)due t

6、o their technological advancement,simpler regulatory product requirements,and customer demand1Demand and supply of Embedded Insurance products in the L&H insurance sector are steadily increasing the gap in retirement provision is driving the trend for compatible and integrated offerings2The biggest