1、Digital Monetary InstituteWHAT AI MEANS FOR FINANCERISKS OF AN INTELLIGENT FINANCIAL SYSTEMomfif.org23Executive summaryUnder-studied and under-examined4Chapter 1First-order risks7Chapter 2Second-order risks9Chapter 3Policy responses and future research11References12Further readingContentsOfficial Mo

2、netary and Financial Institutions Forum 6-9 Snow Hill,London,EC1A 2AYT:+44(0)20 700 27898enquiriesomfif.org omfif.orgABOUT OMFIFWith a presence in London,Washington and New York,OMFIF is an independent forum for central banking,economic policy and public investment a neutral platform for best practi

3、ce in worldwide public-private sector exchanges.AUTHORSJulian JacobsDoctoral Candidate,University of OxfordAndrew SuttonTrustee,London Initiative for Safe AI and Commercial BankerEDITORIAL AND PRODUCTIONSimon HadleyDirector,ProductionWilliam Coningsby-BrownProduction ManagerSarah MoloneyChief Subedi

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6、e made to an appropriate adviser.Company number:7032533.ISSN:2398-42363omfif.orgExecutive summaryTHE RAPID advancement of artificial intelligence may have significant impacts on the global economy.Leaps in machine learning development,with their potential for far-reaching impacts across multiple sec