1、KPMG global tech report:Financial services insightsKPMG International|KPMG.Make the Difference.Unlocking growth through digital innovation Simplification and modernization12About the authors16How KPMG can help1503Executive summary04Key findingsRisk and regulation0508Data and AIMethodology17Contents2

2、KPMG global tech report:Financial services insights 2025 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.Executive summaryPersistently high inflation,geopolitical pressures,regulatory challenges,and slow

3、 global economic growth are combining to challenge businesses across financial services.Interest rate volatility is dampening consumer spend and asset performance,while compliance and operational costs are steadily increasing,forcing executives to revisit growth strategies.At the same time,organizat

4、ions across financial services are coming under pressure both to generate value and to operate within tighter margins.Technology is proving vital for performing in this environment.TheKPMG 2024 CEO Outlook across asset management,banking and insurance confirms that CEOs in these industries are conti

5、nuing to prioritize digitization to galvanize business models.Despite ongoing economic uncertainty,81 percent of banking and insurance CEOs see generative AI as a top investment priority,with 75 percent of CEOs confirming this in the asset management sector.Organizations are leaning on innovative pl

6、atforms and systems to help them reduce costs,improve customer experiences,and build resilience.Our new KPMG research,which features insights from 612technology executives from financial services(including professionals working in asset management,banking and capital markets,insurance,private equity