1、AnnualReport2021your Partner,your Choice,your BankPCB Bancorp(“PCB”)is the parent company of Pacific City Bank,(the“Bank”)a community bank founded in 2003 with a mission to help first generation Asian-American immigrants realize the American dream through business ownership.The Bank is a full-servic
2、e bank that offers a broad range of loans along with deposit products focused on individuals,professionals,and small-to-medium sized businesses.The Bank serves a diverse customer base through its thirteen branch locations,11 full-service branches in the Greater Los Angeles Area,one full-service bran
3、ch in each of Englewood Cliffs,New Jersey and Bayside,New York,as well as nine loan production offices(“LPOs”)in seven states serving a diverse ethnic background.The Bank is one of the leading banks in the Korean-American community.Company Profile 2021 ANNUAL REPORT /01Dear Shareholders:We are pleas
4、ed to share with you how we successfully operated to benefit our customers,employees,shareholders,and the communities we serve with emphasis on keeping everyones health safe,while achieving record financial performance during the past year.During the past two years of global pandemic,we drastically
5、enhanced our ability to work with more flexibility,forged stronger bonds amongst co-workers and with our valued customers.These tough times showcased our resilience and brought out the best of PCB,prompting us to actively seek and identify new opportunities.In 2021,our strength was displayed in vari
6、ous forms as we continued to deliver unmatched services to our customers.Growing with Our Customers and CommunitiesPacific City Bank Headquarters Moving Forward These tough times showcased our resilience and brought out the best of PCB,prompting us to actively seek and identify new opportunities.Wel