First of Long Island Corp. (FLIC) 2023年年度报告「NASDAQ」.pdf

1、Great Relationships Strong Fundamentals2023 Annual ReportSelected Financial Data(dollars in thousands,except per share data)Income Statement Data20232022202120202019Interest Income$155,483$134,210$122,959$131,216$143,850 Interest Expense 68,618 18,497 16,152 29,188 43,681 Net Interest Income 86,865

2、115,713 106,807 102,028 100,169 Provision(Credit)for Credit Losses(326)2,331(2,573)3,006 33 Net Income 26,239 46,932 43,089 41,203 41,555 Per Share DataBasic Earnings$1.16$2.05$1.82$1.73$1.68 Diluted Earnings 1.16 2.04 1.81 1.72 1.67 Cash Dividends Declared 0.84 0.82 0.78 0.74 0.70 Dividend Payout R

3、atio72.41%40.20%43.09%43.02%41.92%Book Value$16.83$16.24$17.81$17.11$16.26 Balance Sheet Data at Year EndTotal Assets$4,235,900$4,281,511$4,068,789$4,069,141$4,097,843 Loans 3,248,064 3,311,733 3,105,036 3,033,454 3,188,249 Allowance for Credit Losses 28,992 31,432 29,831 33,037 29,289 Deposits 3,27

4、0,986 3,464,634 3,315,245 3,321,588 3,144,016 Borrowed Funds 542,500 411,000 311,322 306,097 528,182 Stockholders Equity 380,146 364,536 413,812 407,118 389,108 Average Balance Sheet DataTotal Assets$4,235,989$4,247,052$4,151,577$4,140,867$4,194,355 Loans 3,260,903 3,276,589 2,976,061 3,110,512 3,21

5、7,530 Allowance for Credit Losses 30,291 30,604 31,300 33,180 30,080 Deposits 3,431,990 3,536,709 3,425,976 3,257,317 3,276,699 Borrowed Funds 397,928 289,584 281,191 457,939 494,785 Stockholders Equity 367,496 386,839 416,885 393,662 391,613 Financial RatiosReturn on Average Assets(ROA)0.62%1.11%1.

6、04%1.00%0.99%Return on Average Equity(ROE)7.14%12.13%10.34%10.47%10.61%Average Equity to Average Assets8.68%9.11%10.04%9.51%9.34%2023 Annual Report 1 vested dividualized dispensibleFirst National Bank LI works on a mission of continually doing the right thing to help our customers,employees and shar