1、Whats important to you is important to us.2015 Westpac Group Annual ReportIts personal.Its more than being a bankbecoming aworld renowned service organisation is more than knowing and serving customers.Its about understanding what matters to them,how we can help,and make a real difference in their l
2、ives.Getting that right isdeeply personal to every one of our 40,000 people at the Westpac Group.2015 Annual Review&Sustainability Report2015 Sustainability Performance ReportWhats important to you is important to us.2015 Westpac Group Sustainability PerformanceReportWhats important to you is import
3、ant to us.2015 Westpac Group Annual Review&Sustainability Report2015 Annual ReportWhats important to you is important to us.2015 Westpac Group Annual ReportWestpac Banking Corporation ABN 33 007 457 141The Westpac Group Annual Review&Sustainability Report,the Westpac Group Annual Report,and the West
4、pac Group Sustainability Performance Report represent Westpacs extended reporting framework.This report to shareholders,which will be lodged with the Australian Securities Exchange and the Australian Securities and Investments Commission,is also available on our website .au/investorcentreFor more in
5、formation about Westpac refer to Section 1 and the inside back cover,or visit .au/investorcentreTable of contents 2015 Westpac Group Annual Report 1 In this Annual Report a reference to Westpac,Group,Westpac Group,we,us and our is to Westpac Banking Corporation ABN 33 007 457 141 and its subsidiarie
6、s unless it clearly means just Westpac Banking Corporation.For certain information about the basis of preparing the financial information in this Annual Report see Reading this report in Section 2.In addition,this Annual Report contains statements that constitute forward-looking statements within th