Westpac Banking Corp (WBC) 2009年年度报告「ASX」.pdf

1、Financial BandwidthThe WesTpac GroupAnnual Report 2009The Westpac Group Annual Report 2009Westpac Banking Corporation ABN 33 007 457 141For more information about The Westpac Group refer to Section 1 and Contact Details,or visit .au/investorcentreInformation contained in or accessible through the we

2、bsites mentioned in this Annual Report does not form part of this report unless we specifically state that it is incorporated by reference and forms part of this report.All references in this report to websites are inactive textual references and are for information only.The Westpac Group Annual Rep

3、ort and The Westpac Group Annual Review and Sustainability Report represent Westpacs extended reporting framework.This report to shareholders,which will be lodged with the Australian Securities and Investments Commission,is also available on our website .au/investorcentreCustomer BrandwidthThe WesTp

4、ac GroupAnnual Review and Sustainability Report 2009Financial BandwidthThe WesTpac GroupAnnual Report 2009Table of contents 1 Annual Report Section 1 3 Performance highlights 4 Chairmans report 5 Chief Executive Officers report 7 Information on Westpac 9 Corporate governance 16 Directors report 32 S

5、ection 2 69 Five year summary 70 Reading this report 71 Review of Group operations 73 Income statement review 75 Balance sheet review 81 Capital resources 85 Commitments 86 Divisional performance 87 Westpac Retail and Business Banking 88 St.George Bank 89 BT Financial Group(Australia)90 Westpac Inst

6、itutional Bank 91 New Zealand Banking 93 Other divisions 94 Risk and risk management 96 Other Westpac business information 110 Section 3 113 Financial statements 114 Notes to the financial statements 118 Statutory statements 270 Section 4 277 Shareholding information 278 Additional information 285 I