Westpac Banking Corp (WBC) 1999年年度报告「ASX」.pdf

1、WestpacAustralias First Bank1999 Annual Financial ReportOfficial Partnerof the 2000Olympic GamesOfficial BankSydney 2000Paralympic Games1In this report references to Westpac,we,us and our are toWestpac Banking Corporation.References to Westpac,we,usand our under the captions Description of business,

2、Financialreview and Shareholding information include Westpac and itsconsolidated subsidiaries unless they clearly mean just WestpacBanking Corporation.Annual Financial Report 1999Form 20F cross reference index2Description of business3Financial review9Selected consolidated financial and operating dat

3、a10Managements discussion and analysis of financialcondition and results of operations14Overview of performance14Profit and loss review15Balance sheet review18Business group results19Risk management within Westpac22Board of Directors30Corporate governance32Directors report35Five year summary44Financ

4、ial report45Shareholding information118We are providing our report to shareholders in two parts:a Concise Annual Report an Annual Financial ReportBoth parts will be lodged with the Australian Stock ExchangeLimited(ASX)and the Australian Securities and InvestmentsCommission(ASIC)and are available on

5、.auThe Annual Financial Report includes the disclosure requirements for both Australia and the United States Securitiesand Exchange Commission(SEC).It will be lodged with the SEC as an Annual Report on form 20F.Westpac Banking CorporationARBN 007 457 1412Form 20F cross reference index(for the purpos

6、e of filing with the US SEC)20-F item number and captionPageCurrency of presentation,exchange rates and certain definitions126Part IItem 1.Description of business3Item 2.Description of properties6Item 3.Legal proceedings7Item 4.Control of registrant120Item 5.Nature of trading market122Item 6.Exchang