1、WESTPAC GROUP ANNUAL REPORT 2012WESTPAC GROUP ANNUAL REPORT 2012WESTPAC GROUP ANNUAL REVIEW AND SUSTAINABILITY REPORT 2012This report to shareholders,which will be lodged with the Australian Securities Exchange and the Australian Securities and Investments Commission,is also available on our website
2、 For more information about Westpac refer to Section 1 and Contact Us,or visit The Westpac Group Annual Report and The Westpac Group Annual Review and Sustainability Report represent Westpacs extended reporting framework.Strength.Return.Growth.Productivity.WESTPAC BANKING CORPORATION ABN 33 007 457
3、141TABLE OF CONTENTS 2012 WESTPAC GROUP ANNUAL REPORT 1 In this Annual Report a reference to Westpac,Group,Westpac Group,we,us and our is to Westpac Banking Corporation ABN 33 007 457 141 and its subsidiaries unless it clearly means just Westpac Banking Corporation.For certain information about the
4、basis of preparing the financial information in this Annual Report see Reading this report in Section 2.In addition,this Annual Report contains statements that constitute forward-looking statements within the meaning of section 21E of the US Securities Exchange Act of 1934.For an explanation of forw
5、ard-looking statements and the risks,uncertainties and assumptions to which they are subject,see Reading this report in Section 2.Information contained in or accessible through the websites mentioned in this Annual Report does not form part of this report unless we specifically state that it is inco
6、rporated by reference and forms part of this report.All references in this report to websites are inactive textual references and are for information only.Annual Report Performance highlights 2 Section 1 3 Chairmans report 4 Chief Executive Officers report 6 Information on Westpac 8 Business strateg