United Fire Group (UFCS) 2002年年度报告「NASDAQ」.pdf

1、Contents Introduction.1 3 Comparative Financial Highlights.Selected Firlaricial Lhta.3 Thc Chairmans Report.18 Managciiimts Discussion arid Analysis of Final-icial Cordition:ind Kcsults of Opcratioris.20.1)rscription of Business.35 Market for Kegistrants Coriiniori Eqiity arid Related Stockholder Ma

2、tters.42 Report of Independent Auditors.43 Consolidated Balance Sheets.44 Consolidated Stateiiierits of Incomc.45 Chisoliciated Statements of Stockholders Equity.46 Consolidated Statciiicrits of Cash Flows.47 Notcs to Consolidated Financial Statements.48 Directors arid Executivc OfEcers.72 Annual Me

3、etilzg The 2002 iiiiul stockholdt.r ineeting will be held on May 21,2003,at 10 A.III.in the Coinpmys hoiiic office building in Cedar Rapids,low.Thc u s t 3 1 notice and proxy material will be miled to stockholdcrs in acivance of the meeting.A copy of Forin 10-K filed with the Securities md Exclimgc

4、Commision is available to ctock-lioldcrs upon reqiiest to:Corpor&e Secretdry Uriitcd Fire Pr Casualty Coiiipaiiy 1 18 Sccotid Avenue SE Kegistra-and Traiisfcr Agcnt Chnputcrshare Investor Services 2 North LaSalk Street Chicago,Tllinoi 60602 I PO.13ox 73009 I 5 Cedar Rapid$,IOWA 52407-3909 Telephoiie

5、:3 1 0-309-5700/I What makes a good leader?I Comparative Financial Highlights Years Erided Dccembcr 31 2002 200 1 Total Assets$2,15 9,475$1,85 1,839 Net Preiiiitiiiis Earned 417,286 372,010 Nrt liiconir 20,786 24,093 Basic arid Diluted Eariiirirrs Per Common Share 1.76 2.40 Cash Dividends lleclarcd

6、Per Cnrnnmn Share 0.73 0.72 420 1.900 I,flu0 1 0 4 0 70 2 GROWTH IN ASSETS(in tnillionc)GROWTH IN PREMIUM INCOME(It1 tnlIIiIt1)Selected Financial Data Years Ended llcccriiber 3 1 2002 200 1 2000 1999 1998 Total accetc$2,159,475$1,851,839$1,674,109$1,407,716$1,250,594 Redeeiiiable preferred ctock 65,