The First, A National Banking Association (FBMS) 2021年年度报告「NASDAQ」.pdf

1、2DisclosuresForwardLookingStatementsThisslidepresentationandcertainofourotherfilingswiththeSecuritiesandExchangeCommissioncontainstatementsthatconstitute“forwardlookingstatements”withinthemeaningof,andsubjecttotheprotectionsof,Section27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecurities

2、ExchangeActof1934,asamended.Allstatementsotherthanstatementsofhistoricalfactareforwardlookingstatements.Suchstatementscangenerallybeidentifiedbysuchwordsas“believes,”“anticipates,”“expects,”“may,”“will,”“assumes,”“should,”“predicts,”“could,”“would,”“intends,”“targets,”“estimates,”“projects,”“plans,”

3、“potential,”“positioned”and othersimilarwordsandexpressionsofthefutureorotherwiseregardingtheoutlookfortheCompanysfuturebusinessandfinancialperformanceand/ortheperformanceofthebankingindustryandeconomyingeneral.Prospectiveinvestorsarecautionedthatanysuchforwardlookingstatementsarenotguaranteesoffutu

4、reperformanceandinvolveknownandunknownriskanduncertaintieswhichmaycausetheactualresults,performanceorachievementsoftheCompanytobemateriallydifferentfromthefutureresults,performanceorachievementsexpressedorimpliedbysuchforwardlookingstatements.Forwardlookingstatementsarebasedontheinformationknownto,a

5、ndcurrentbeliefsandexpectationsof,theCompanysmanagementandaresubjecttosignificantrisksanduncertainties.Actualresultsmaydiffermateriallyfromthose contemplatedbysuchforwardlookingstatements.Factorsthatmightcausesuchdifferencesinclude,butarenotlimitedto:(1)competitivepressuresamongfinancialinstitutions

6、increasingsignificantly;(2)changesineconomicorpoliticalconditions,eithernationallyorlocally,particularlyinareasinwhichtheCompanyconductsoperations;(3)interestraterisk;(4)changesinapplicablelaws,rules,orregulations;(5)risksrelatedtotheCompanysrecentlycompletedacquisitions,includingthattheanticipatedb